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Today, we bring you breaking news about a landmark piece of legislation shaking up the world of health care:

The Big Beautiful Bill

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What Is the "Big Beautiful Bill"?

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Unveiled and passed in a whirlwind of bipartisan support, the Big Beautiful Bill is being hailed as the most significant overhaul to Medicare and Medicaid in decades. Lawmakers say the changes are designed to address rising health care costs, improve coverage, and modernize how Americans—especially seniors—receive care.

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Key Changes to Medicare

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1. Expanded Preventive Coverage

For the first time, Medicare will now cover routine dental, vision, and hearing care. Annual checkups for eyes and ears, as well as basic dental cleanings and fillings, are now included in Original Medicare.

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2. Lower Prescription Drug Costs

The bill sets new caps on out-of-pocket spending for prescription medications under Medicare Part D. No senior will pay more than $1,500 per year for covered drugs. Plus, insulin copays are limited to $25 a month.

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3. Telehealth for All

Medicare’s telehealth waivers, introduced during the pandemic, are now permanent. Seniors can access primary care, mental health, and many specialty visits from home—nationwide, with no location restrictions.

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4. Easier Enrollment & Plan Switching

The enrollment process has been simplified. There’s now a rolling enrollment period for certain qualifying life events, and switching between Original Medicare and Medicare Advantage is easier than ever.

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Key Changes to Medicaid

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1. Nationwide Minimum Standards

All states are now required to provide a set of minimum benefits—including adult dental, vision, and behavioral health—regardless of where you live.

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2. Higher Asset & Income Limits

The Big Beautiful Bill increases the financial eligibility limits, making more older adults and people with disabilities eligible for Medicaid support.

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3. Streamlined Long-Term Care Access

Application processes for nursing home and home care services are now standardized and digitized, aiming to reduce paperwork and wait times.

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What Does It Mean For You?

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If you’re a Medicare or Medicaid beneficiary, expect to receive information in the mail soon about your new benefits. Watch for open enrollment windows and review your current plan to see how you might save money or access new services. If you’re caring for a loved one, now is the time to look at options for in-home care, long-term support, or new providers.

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Stay Informed

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This is a fast-moving story. The team at Senior Power will keep you up to date as agencies release more details and new rules take effect. For personalized advice, visit Medicare.gov or contact your local Area Agency on Aging.